The Effect of Marriage on Disability Benefits

The Effect of Marriage on Disability Benefits

Getting married is a joyous occasion, full of celebrating the love individuals have for each other. And, for many people, the decision to get married also has several benefits from a financial perspective. However, for individuals collecting disability benefits, getting married may reduce and, in some cases, eliminate eligibility.

Supplemental Security Income

The income a person earns affects the eligibility for supplemental security income (SSI). If you are collecting SSI, you are probably aware that the Social Security Administration (SSA) subtracts out certain income from your total gross income, leaving what is called “countable income.” Your monthly benefit is calculated by subtracting your countable income from the SSI federal benefit rate (FBR).

To be eligible for SSI, your countable income cannot exceed the FBR. In 2015, if a couple’s income is only from wages, the monthly income limit is $2,285. The first $20 of income is not counted, which leaves $2,265. Additionally, the first $65 of earnings and half of all earnings over $65 are not counted. That leaves $1,100 as the countable income, which is the FBR for couples. Therefore, married couples with an income of $2,285 will not receive any SSI benefit. It is important to keep in mind that there are numerous other ways in which income will not be counted by the SSA. If any are applicable, your countable income will further decrease, and you will receive SSI benefits.

To illustrate the impact marriage could have, let’s assume an unmarried individual is not working and is collecting SSI benefits. That person would be receiving $733 every month. Now, let’s assume that person begins a relationship with someone who is working and earning $2,285 every month. Together, the couple would be earning/receiving $3,018 every month. If the couple were to get married (and you must report to the SSA if you get married), they would be subject to the monthly income limits. As a result, our individual collecting SSI may no longer be eligible (or at the very least, not for the full amount).

But, before you call off the wedding, it should be noted that the SSA, in some circumstances, will still count the income of a person you are living with in making the SSI determination. Additionally, there are many more considerations (both financial and non-financial) to think about in regards to marriage.

Social Security Disability Insurance

For Social Security Disability Insurance (SSDI), a marriage will have no impact on benefits if the person is collecting based on his or her own earnings record. However, if you are collecting based on the earnings record of a parent, the benefits will be terminated.

If you are collecting SSDI from the earnings record of an ex-spouse, the benefits will be terminated upon remarrying. The benefits will also terminate if you are collecting under the earnings record of a deceased spouse if:

  • you are disabled and remarry before turning 50 years of age; or
  • you are not disabled and remarry before turning 60 years of age.

Contact the Klok Law Firm

Obtaining and protecting the benefits you are entitled to is important, but also can be very complicated. At the Klok Law Firm, LLC, we have the experience to help you. If you live in the Mount Pleasant or Charleston areas and have any questions about SSI or SSDI, contact us today.

80 Comments
  • 醫學美容-豐潤-雪肌精-cosmetic-wiki
    Posted at 15:06h, 26 October

    康和堂 康和堂

  • 醫學美容-全能-減脂-cosmetic-wiki
    Posted at 00:07h, 28 October

    在家就能輕鬆享受美容院級別的服務 – 新一代美容美發美甲用品商場 在家就能輕鬆享受美容院級別的服務 – 新一代美容美發美甲用品商場

  • Alfonso Vermeesch
    Posted at 07:59h, 16 November

    Tried to find any method of additional income and always failed until I finally found something legit: http://bit.ly/2ODt2Tt – You get 30 on all products, all you have to do is copy your affiliate link and comment on blogs, forums etc. Just register and confirm your accouunt, go to affiliate links section, copy your favorite product link and spread it all over the internet. Piece of cake!

  • futbol.run UEFA committees convene in Nyon
    Posted at 07:42h, 24 November

    Just 48,466 fans turned out at the Bernabeu to see Julen Lopetegui’s side begin their La Liga campaign with a 2-0 victory over Getafe in their first game since selling Cristiano Ronaldo. Real Madrid record lowest home crowd since before the Cristiano Ronaldo era as just 48,466 fans watch their first match without superstar in nine years

  • Benedict Withee
    Posted at 03:19h, 25 November

    One thing I’d really like to say is the fact before purchasing more pc memory, look at the machine in to which it will be installed. If your machine is actually running Windows XP, for instance, the particular memory threshold is 3.25GB. Applying a lot more than this would basically constitute some sort of waste. Make sure one’s mother board can handle the upgrade quantity, as well. Good blog post.

  • Otha Nava
    Posted at 22:44h, 26 November

    No more online surveys that pay cents, no more scam sites that pay you nothing. Go and register here Affiliate Program – 30 comission – and start earning real money. If you can comment on blogs, you will easily make like $3000+ a month just by sitting at your home and working like 2-3 hours a day.

  • Jody Richard
    Posted at 19:54h, 28 November

    If you ever did try Phallomax, pls post your thoughts here. I’m about to test it out. Have heard about it some very good reviews. Just wondering on how many of extra centimeters would that thing add to my little down there haha 😀

  • Lazaro Horton
    Posted at 21:46h, 28 November

    I’ve used Phallomax around 2 months ago. No doubts it’s probably the best remedy for “that” problem. Received it from the UK very quickly and I live in Samoa. Well worth it.

  • Click Me
    Posted at 01:33h, 02 December

    Valuable post. Best Regards 😛

  • Keisha Faustini
    Posted at 02:21h, 15 February

    Hey there! I know this is kinda off topic but I was wondering if you knew where I could find a captcha plugin for my comment form? I’m using the same blog platform as yours and I’m having difficulty finding one? Thanks a lot!

  • Janyce Stefanski
    Posted at 11:48h, 18 February

    Awesome input. Thanks 🙂

  • Gaye Burling
    Posted at 11:53h, 28 February

    This will be a fantastic web site, might you be interested in doing an interview regarding how you designed it? If so e-mail me!

  • Lydia Waterbury
    Posted at 13:02h, 28 February

    I’ve found this website http://bit.ly/emails4less .Thought you’d be interested in getting some more visitors to your site. Works like a charm for me.

  • Buy Email List
    Posted at 14:27h, 28 February

    Cool blog! Is your theme custom made or did you download it from somewhere? A theme like yours with a few simple tweeks would really make my blog jump out. Please let me know where you got your theme. Thanks a lot

  • SammyTwerm
    Posted at 12:53h, 01 March

    Read our in-depth iPhone XS Max review
    Read our hands-on iPhone XR review
    link
    Read our hands-on Apple Watch 4 review
    iPhone XS price and release date
    iPhone XS

  • Cheap Email Lists
    Posted at 15:57h, 04 March

    I’ve found this website http://bit.ly/emails4less .Thought you’d be interested in getting some more visitors to your site. Works like a charm for me.

  • Rosemary Attwell
    Posted at 19:18h, 05 March

    Awesome blog! Is your theme custom made or did you download it from somewhere? A design like yours with a few simple adjustements would really make my blog shine. Please let me know where you got your theme. Kudos

  • Malaysia Langkawi
    Posted at 12:04h, 14 March

    I really enjoy the post.Really thank you! Really Great.

  • Henryduppy
    Posted at 20:38h, 14 March

    These three figures — William Rick Singer, Mark Riddell and Rudolph Meredith, respectively — are at the center of the nationwide scandal in which 33 parents are accused of using their wealth and means to help their children game the college admissions system.
    But those three names do not appear anywhere in the complaint text, though the document gives enough clues to make clear who is who. Instead, they are named as Cooperating Witness 1, 2 and 3, and each agreed to plead guilty and to cooperate with the government in the hope of obtaining leniency when they are sentenced, the complaint says.

  • Marketing & Advertising Agency in Dallas Fort Worth
    Posted at 03:45h, 15 March

    Thanks for sharing, this is a fantastic blog article.Thanks Again. Awesome.

  • Emerson Beckem
    Posted at 18:43h, 18 March
  • another comment on mike myers blog
    Posted at 11:42h, 19 March

    I truly appreciate this blog.Really thank you! Really Great.

  • 24/7 Electrician in Auckland
    Posted at 15:58h, 20 March

    Say, you got a nice blog article.Really looking forward to read more. Really Cool.

  • Rickey Vanscoter
    Posted at 23:08h, 20 March

    buy usa http://medicationsonline.men how much does cost out of pocket.

  • Salomon Shoes
    Posted at 19:10h, 22 March

    zxnsemj,Very informative useful, infect very precise and to the point. I’m a student a Business Education and surfing things on Google and found your website and found it very informative.

  • air jordan 33
    Posted at 19:33h, 22 March

    wtwkpcr,Some really nice stuff on this website, I enjoy it.

  • VaporMax Plus
    Posted at 21:20h, 22 March

    nvdirpsjdn,Definitely believe that which you said. Your favourite justification appeared to be on the net the simplest thing to remember of.

  • Air Max 270
    Posted at 21:27h, 22 March

    ftlgrgnal,Wonderful one thank you so much !

  • ikea furniture assembly
    Posted at 23:39h, 22 March

    I cannot thank you enough for the post. Keep writing.

  • Balenciaga
    Posted at 23:43h, 22 March

    uxricvs,Thanks for sharing this recipe with us!!

  • Baltimore braiders
    Posted at 05:07h, 23 March

    Fantastic blog post.Much thanks again. Cool.

  • gjv
    Posted at 11:41h, 23 March

    Very neat blog post.Really thank you! Fantastic.

  • Nike Pegasus 35
    Posted at 14:57h, 23 March

    eymattoigdf,A very good informative article. I’ve bookmarked your website and will be checking back in future!

  • Sung Hedgecock
    Posted at 16:22h, 23 March

    I’m afraid that number’s ex-directory do you need a prescription to buy viagra in australia Left Behind Games Inc Chief Executive and ChiefFinancial Officer Troy Lyndon issued nearly 2 billion shares tohis friend Ronald Zaucha, purportedly as compensation forconsulting services, the Securities and Exchange Commission’scomplaint alleges.

  • Dallas Cowboys Jerseys
    Posted at 00:21h, 24 March

    fvuefxi,Some really nice stuff on this website, I enjoy it.

  • adidas originals
    Posted at 03:05h, 25 March

    nnworqifc,If you are going for best contents like I do, just go to see this web page daily because it offers quality contents, thanks!

  • Pandora UK
    Posted at 06:18h, 25 March

    rcdzeddsubo,Definitely believe that which you said. Your favourite justification appeared to be on the net the simplest thing to remember of.

  • office furniture installation
    Posted at 16:02h, 25 March

    Im thankful for the blog article. Great.

  • Jordan 12 Gym Red 2018
    Posted at 23:43h, 25 March

    rboyibpgf,If you have any struggle to download KineMaster for PC just visit this site.

  • RodneyRuh
    Posted at 23:55h, 25 March

    Christina was born in the royal castle Tre Kronor on 18 December S. 8 December] 1626. Her parents were the Swedish king Gustavus Adolphus and his German wife, Maria Eleonora, had already had two daughters—a stillborn princess in 1620, and then the first Princess Christina, who was born in 1623 and died the following year.3] Excited expectation surrounded Maria Eleonora’s third pregnancy in 1626. When the baby was born, it was first thought to be a boy as it was “hairy” and screamed “with a strong, hoarse voice.”she later wrote in her autobiography that, “Deep embarrassment spread among the women when they discovered their mistake.” The king, though, was very happy, stating, “She’ll be clever, she has made fools of us all!”6] From most accounts, Gustav Adolf appears to have been closely attached to his daughter, and she appears to have admired him greatly.

  • Jordan 12 Gym Red
    Posted at 07:53h, 26 March

    qhvhkbvgzi,Some really nice stuff on this website, I enjoy it.

  • Salomon Shoes
    Posted at 09:29h, 26 March

    enoadwuz,If you want a hassle free movies downloading then you must need an app like showbox which may provide best ever user friendly interface.

  • Yeezy Shoes
    Posted at 20:25h, 26 March

    twdruimy,Thanks for this useful information, Really amazing. Thanks again. I LOve your BloG

  • Birkenstock UK
    Posted at 21:06h, 26 March

    tsjzymnkr,Are you searching for top class Escort service in Noida and want to enjoy with them, hire sexy girls from top Greater Noida escort service and enjoy full night.

  • Nike Outlet
    Posted at 11:10h, 27 March

    nhlwja,This website truly has alll of the information and facts I wanted about this subject and didn?t know who to ask.

  • Adidas Yeezy Shoes
    Posted at 10:29h, 28 March

    wwhqaxh,This website truly has alll of the information and facts I wanted about this subject and didn?t know who to ask.

  • Yeezy Boost 350 V2 Blue Tint
    Posted at 19:22h, 29 March

    lqzqiqiklh,We have a team of experts who could get you the correct settings for Bellsouth net email login through which, you can easily configure your email account with MS Outlook.

  • chwilówki
    Posted at 03:03h, 30 March

    Im thankful for the blog post.Really looking forward to read more. Keep writing.

  • Yeezy
    Posted at 10:05h, 30 March

    rdxmcmlhal,Quality blog, keep up the good work. You may check our website also!

  • Take The Stress Out Of MAKE MONEY IN RECESSION
    Posted at 23:21h, 31 March

    This is one awesome blog article. Much obliged.

  • Nike Air VaporMax Flyknit 2
    Posted at 16:37h, 01 April

    emkqznrukob,Thanks a lot for providing us with this recipe of Cranberry Brisket. I’ve been wanting to make this for a long time but I couldn’t find the right recipe. Thanks to your help here, I can now make this dish easily.

  • Yeezy
    Posted at 10:52h, 02 April

    ovcjdo New Yeezy,Waw! Its really great and wonderful ever i found. Thank you for sharing this info.

  • Nike Air Zoom Pegasus 35
    Posted at 21:56h, 03 April

    trfpuj,Thanks for sharing such an amazing blog. I am so happy found this informative blog.

  • kinky straight clip in hair extensions
    Posted at 16:09h, 04 April

    Looking forward to reading more. Great blog post.Really thank you! Really Great.

  • Pitkin Sympathy Florists, NY
    Posted at 01:20h, 05 April

    Awesome article post.Thanks Again. Really Cool.

  • Tours Tasmania
    Posted at 09:41h, 05 April

    Great blog.Much thanks again. Fantastic.

  • Cherilyn Sullivant
    Posted at 13:37h, 05 April

    Make money online by watching ads. High Payouts! https://adblast.alternet.com/r/viewmore

  • Cheap Authentic Nfl Jerseys
    Posted at 20:16h, 05 April

    anywnvjse,Are you searching for top class Escort service in Noida and want to enjoy with them, hire sexy girls from top Greater Noida escort service and enjoy full night.

  • Yeezy 500
    Posted at 20:42h, 05 April

    xhmtvvwut,If you want a hassle free movies downloading then you must need an app like showbox which may provide best ever user friendly interface.

  • Jordan Shoes 2018
    Posted at 20:57h, 06 April

    fltgukrzbml,Thanks for sharing such an amazing blog. I am so happy found this informative blog.

  • Jennine Shipe
    Posted at 09:45h, 08 April

    Hmm is anyone else experiencing problems with the images on this blog loading? I’m trying to determine if its a problem on my end or if it’s the blog. Any responses would be greatly appreciated.

  • Antonetta Mondok
    Posted at 16:05h, 08 April

    I am curious to find out what blog platform you’re utilizing? I’m having some minor security issues with my latest site and I’d like to find something more safeguarded. Do you have any solutions?

  • CharlesKal
    Posted at 23:41h, 08 April

    Rai News: il primo canale all news italiano. Scopri le ultime notizie in tempo reale. News e aggiornamenti su politica, cronaca, esteri, economia, sport e attualita.

  • Balenciaga UK
    Posted at 23:13h, 09 April

    Game Killer Apk Download Latest Version for Android (No Ad) … Guess not because Game killer full version app is not available on Play store.

  • Nike NBA Jerseys
    Posted at 09:01h, 11 April

    jvgbmr,Wonderful one thank you so much !

  • nike factory outlet store online
    Posted at 21:07h, 11 April

    wknbjcqn,If you have any struggle to download KineMaster for PC just visit this site.

  • Yeezy
    Posted at 23:39h, 11 April

    jvzwksy Yeezy 2019,Thanks for sharing this recipe with us!!

  • Rickyhem
    Posted at 12:48h, 13 April

    The Portuguese road Prevention agency (PRP) has this week called for more and improved traffic stops in Portugal. The agency has also deemed current actions by law enforcement officials as ineffective in dealing with the majority of serious traffic offences.

  • Salomon Speedcross 4
    Posted at 06:36h, 17 April

    cjbslo,Quality blog, keep up the good work. You may check our website also!

  • bet365 bonus code
    Posted at 16:54h, 17 April

    A big thank you for your article post.Really thank you! Fantastic.

  • suction cup dildo
    Posted at 16:08h, 19 April

    Appreciate you sharing, great article.Much thanks again. Fantastic.

  • adam's true feel cock
    Posted at 00:05h, 20 April

    Muchos Gracias for your post. Great.

  • inventhelp product development
    Posted at 10:57h, 20 April

    Awesome blog post.Thanks Again.

  • product idea
    Posted at 19:23h, 20 April

    Im grateful for the post.Thanks Again.

  • find a patent attorney
    Posted at 01:18h, 21 April

    Very informative post.Really thank you! Keep writing.

  • Danita Carback
    Posted at 06:12h, 21 April

    Learn how to make money. 100 legit method! http://bit.ly/2DnKhoQ

  • Invent Help ideas
    Posted at 10:58h, 21 April

    Awesome blog post.Thanks Again. Will read on…

  • unemployment news philippines
    Posted at 15:09h, 21 April

    I enjoy reading through an article that can make men and women think. Also, thank you for allowing for me to comment! – https://wallinside.com/post-66319157-india-how-the-gujarat-gove-ment-changed-the-job-scenario-inside-the-state.html

  • make a new invention
    Posted at 19:52h, 21 April

    Thanks for sharing, this is a fantastic article. Want more.

  • a new invention
    Posted at 01:18h, 22 April

    Hey, thanks for the article.Really thank you! Much obliged.

Post A Comment